Goal + Time + Risk → smarter fund shortlisting.
Four quick choices. Then a clean shortlist based on category fit and historical NAV data.
Pick up to three funds and replay a historical monthly SIP using actual NAV dates.
Challenge: choose up to 3 funds and we replay the same monthly SIP using historical NAVs. The winner is the fund with the highest value today.
Search 2–4 funds and compare the numbers that matter most.
Study how a separate SIP side fund may compare with your outstanding loan over time.
Plan your first ₹1 crore or financial freedom corpus using simple assumptions.
Estimate your future corpus from current investments, SIP, one-time additions, and assumed returns.
Study Gold and Silver mutual fund schemes using MFapi NAV history.
A simple investing classroom for beginners. Learn what the numbers mean before using them.
A mutual fund pools money from many investors and invests it in stocks, bonds, gold, silver, or other assets. This app does not tell you what to buy. It helps you study funds by goal, time, risk, and real NAV history.
Systematic Investment Plan means investing a fixed amount regularly, usually monthly. SIP helps reduce timing pressure because you buy units across different market levels.
Net Asset Value is the per-unit price of a mutual fund. If you own 100 units and latest NAV is ₹50, your value is about ₹5,000.
Compound Annual Growth Rate shows the smooth yearly growth between two dates. It is useful for comparing long periods, but it hides ups and downs.
1M, 3M, and 6M returns show recent movement. They can change quickly and should not be treated as the main reason to choose a long-term fund.
Volatility measures how much returns move around. High volatility can create higher upside, but also sharper falls and emotional pressure.
Drawdown means fall from a previous high. Maximum drawdown estimates the largest historical fall in the available NAV history.
Direct plans are bought without distributor commission and often have lower expense ratios. Regular plans include distributor commission.
Growth keeps gains invested in the fund. IDCW may distribute income, so NAV comparisons can be harder for beginners.
Debt funds usually focus on bonds. Hybrid funds mix equity and debt. Equity funds invest mainly in stocks and can be more volatile.
Large cap funds invest in bigger companies. Mid and small cap funds can grow faster but can also fall more sharply.
The app score combines historical return, consistency, volatility, drawdown, and length of history. It is a study score, not a buy signal.
This compares your EMI-only path with a separate SIP side corpus using assumed returns. It estimates when the side corpus may become comparable to the remaining loan balance.
First crore and financial freedom calculators estimate time to a target corpus using current investments, monthly SIP, and assumed returns.
Corpus means total wealth or investment value. The Corpus tab estimates future value from current investments, SIP, lump sum, return assumption, and SIP step-up.
Metal funds can diversify a portfolio, but they can be volatile and may underperform for long periods. This app calculates NAV history only.
Do not choose funds only by highest 1-year return. Do not compare Direct and Regular blindly. Do not use equity funds for money needed very soon. Do not assume past CAGR will repeat. Always match fund category with goal, time horizon, and risk comfort.